I begain my career as a mortgage broker in 1999.  I previously  managed an office of 10 loan officers for several years but really enjoy the customer interaction of working directly with borrowers.  I specialize in the financial needs of licensed doctors.  Being married to a doctor myself for the past 15 years gives me first hand insight into the mortgage needs of  other doctors.  I have reviewed many physcian employment contracts and  the different types of compensation like RVU based production.  I also have a clear understanding of student loan repayment for doctors that many loan officers might not know the right questions to ask.  I have closed hundreds of loans for doctors over the years so you can rest assured I know the ins and outs of the process.

 Advantages of our Doctor Loan:

     * Fixed or Adjustable rate options

     * Up to 100% loan to value with no PMI

     * Not limited to 10 years from residency

     * Includes 2nd Homes

     * Low reserve requirements

     * Qualify on future earnings with a signed contract